Whether you operate a cleaning service, catering business, body shop or beauty salon, you share some unique concerns not automatically covered by the core insurance and risk management services most businesses require. Here are a few additional issues you need to consider:
Damage to the Property of Others
Do you have adequate coverage for any damages that your employees may
cause to property they are working on or near?
Theft
Do you have third party fidelity coverage to protect you if one of your
employees steals from a customer?
Transportation and Storage
If you house the property of others, or transport it, do you have coverage
for any damages that may occur while it is in your company’s care,
custody and control?
Professional Liability
Do you have coverage for the liability caused by any errors or omissions
in your work?